The decision to pawn or sell your belongings for money often comes down to whether you want them back or not. Many people choose to pawn items when they are in need of cash, as the item will remain with the pawnbroker until the loan is paid off and then you can retrieve it. This is a preferable option for those with sentimental items like antiques, treasured heirlooms or other belongings of considerable value that you don’t wish to dispose of completely.

However, you pawn and sell remember that a pawnshop is in the business of reselling your belongings quickly for a tidy profit, so they may give you less than you expected. If you’re looking to make the best return, consider researching an item’s worth thoroughly, practicing sound negotiation techniques and presenting your goods in good condition with any relevant documentation.

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Items that tend to earn a higher appraisal include jewelry such as gold, silver or diamonds. High-end designer items such as handbags and watches are also highly sought after. Used electronics such as televisions, computer monitors and music-oriented items like guitars or speakers are also valuable in a pawn shop. However, it is important to note that a pawnshop can only offer 25 to 60 percent of an item’s actual resale value. This is much lower than the resale value of new or barely used merchandise, so it’s advisable to keep this in mind when collecting items to pawn.